TWO FINANCIAL PATHWAYS
Business Financing Solutions
From Application to Disbursement
Two routes into capital. Most businesses arrive needing one of them and grow into the other.
THE TWO PATHWAYS
Which one the business needs.
Business financing & government facilities
We help businesses assess financing readiness, identify suitable funding channels, prepare required documentation and coordinate applications with appropriate financing providers.
Corporate finance / M&A / IPO
FEGINN can coordinate suitable professional and licensed providers for corporate finance, merger and acquisition, capital-market and IPO-related requirements. Regulated activities remain with the appropriately authorised parties.
CORPORATE FINANCE
Coordinate the right team
around the transaction.
Raise capital
Strategic funding objectives and capital planning.
Mergers & acquisitions
Buy-side, sell-side, acquisitions, disposals and mergers.
IPO and listing preparation
Readiness, and coordination of the relevant professional workstreams.
Restructuring
Reorganisation, expansion and strategic change.
Due diligence
Coordinate financial, tax, legal and corporate information.
Valuation & modelling
Coordinate specialist valuation and financial analysis.
BUSINESS FINANCE
Who we help.
Designed for traders, entrepreneurs and SMEs that need funding — including businesses that are not yet fully financing-ready.
Traders & small businesses
Working capital, stock purchases, business premises, equipment and day-to-day cash-flow needs.
SMEs & growing companies
Expansion, machinery, project financing, trade facilities and structured business funding.
Newer entrepreneurs
Preliminary assessment to determine realistic financing routes and the documentation required.
Foreign-owned businesses
Separate screening because many Malaysian government programmes have citizenship or ownership conditions.
Contractors & suppliers
Potential contract, purchase-order, invoice or project-related financing where suitable.
Businesses needing rejuvenation
Cases requiring accounts, tax, corporate records, projections or other professional work before financing.
HOW IT WORKS
How FEGINN Financing Facilitation Works
A controlled process from first enquiry to financing outcome.
Tell us your funding need
Amount, purpose, urgency and business background.
Pre-qualification
FEGINN conducts an initial financing-readiness screening.
Identify funding routes
Government programmes, DFIs, banks or alternative financing are considered.
Document gap review
We identify missing financial, corporate, tax, legal or commercial documents.
Prepare & coordinate
Approved professional providers assist with required documentation.
Match & submit
Suitable financing providers are identified and the application is coordinated.
Monitor progress
FEGINN tracks queries, additional requirements, approval and conditions.
Approval & disbursement
The financier independently decides and, if approved, disburses the facility.
No substantial application should proceed until the agreed customer appointment, fee terms and relevant authorities/consents are completed.
FUNDING ROUTES
The routes we can screen.
Our role is to identify the most suitable route rather than sending every case to every lender.
Malaysian government facilities
Screen potentially relevant schemes, assistance, guarantees and entrepreneur programmes. Eligibility varies by programme, ownership, sector and current availability.
Development financial institutions
Potential facilities through development-focused institutions for eligible sectors and business purposes.
Commercial & Islamic banks
Working capital, term financing, trade facilities, equipment and other conventional or Shariah-compliant facilities.
Alternative business financing
Where appropriate: invoice, purchase-order, supply-chain or other lawful alternative financing channels.
Guarantee-supported financing
Potential guarantee mechanisms for qualifying businesses where collateral or conventional credit support is insufficient.
Specialised sector facilities
Agriculture, manufacturing, export, technology and other sector-specific programmes where applicable.
Examples of institutions/programmes to maintain in FEGINN’s live internal matrix: SME Corp Malaysia, SME Bank, BSN, Bank Rakyat, Agrobank, TEKUN Nasional, MARA, MIDF, CGC and participating commercial banks - subject to current eligibility and programme availability.
FINANCING READINESS CHECK
Ready before you approach a financier.
Many applications fail because the business approaches a financier before its documentation and financial position are ready.
- Company / business registration and ownership
- Purpose and amount of financing required
- Business age and operating history
- Sales turnover and profitability
- Bank statements and cash-flow pattern
- Audited or management accounts
- Tax filing and compliance position
- Existing borrowings and repayment commitments
- Contracts, purchase orders or invoices where relevant
- Licences / permits relevant to the business
- Collateral or guarantees, where required
- Directors’ / owners’ credit information where lawfully relevant
- Financing ready Proceed to matching.
- Preparation required Documents or remediation needed first.
- Further improvement required We map what needs to change, and over what period.
DOCUMENT PREPARATION & PROFESSIONAL SUPPORT
Not ready yet? We can coordinate the work.
Where an application is not yet ready, FEGINN can coordinate the required professional work through suitable providers.
Accounting
Management accounts, financial statements and supporting schedules.
Financial projections
Cash-flow forecasts, assumptions and financing repayment projections.
Tax
Tax documentation and identified compliance matters.
Company secretarial
Corporate records, resolutions and statutory documentation.
Business plan
Business profile, funding purpose, market, operations and financial case.
Legal
Contracts, security-related documentation and other legal work where required.
Valuation
Property, machinery or other valuation where required by the financing process.
Licensing & compliance
Relevant permits, licences and supporting regulatory documentation.
Cost control: No material third-party professional work should commence until the customer is informed of and accepts the applicable scope and charges.
FEES
Our fee principle
FEGINN’s commercial model should reduce the customer’s upfront burden while protecting the cost of professional work actually performed.
| Stage | Customer commitment | FEGINN principle |
|---|---|---|
| Initial enquiry | Free | Understand the funding requirement. |
| Basic screening | Free / nominal | Avoid spending money on clearly unsuitable applications. |
| Professional document work | Agreed before work | Only required services are commissioned. |
| Financing facilitation | As agreed | Transparent scope and fee basis. |
| Successful financing | Success fee | Payable only according to the signed agreement and lawful collection arrangement. |
No approval.
No disbursement.
No success fee.
FEGINN does not promise or guarantee approval. The financing provider independently determines eligibility, terms, security and disbursement.